{
  "basis": "Scenario only; constant rates; equal monthly payments; 93 installments; no prepayment; excludes fees, renovation, rental income and investment returns. Purchase price and quoted sale price are author-provided, not independently verified.",
  "as_of": "2026-09-27",
  "purchase": 4100000,
  "quoted_sale": 2700000,
  "down_payment": 1230000,
  "provident_principal": 1000000,
  "commercial_principal": 1870000,
  "provident_rate": 0.0325,
  "commercial_rate": 0.0588,
  "term_months": 240,
  "installments": 93,
  "monthly_payment": "18940.08",
  "paid": "1761427.78",
  "repaid_principal": "795117.76",
  "interest": "966310.01",
  "remaining_principal": "2074882.24",
  "sale_net_before_fees": "625117.76",
  "cash_out": "2991427.78",
  "net_cost": "2366310.01",
  "assumed_monthly_rent": 4000,
  "rent_total": 372000,
  "buy_minus_rent": "1994310.01"
}